N.O. Port Commission Employees Credit Union, your member-owned financial institution, is
committed to providing you with competitive products and services to meet your financial
needs and help you reach your goals. We are equally committed to protecting the privacy of
our members. Under federal law, we are required to give you this privacy notice. It
information we collect and disclose about our members. It also includes information about
the parties who receive personal and sometimes nonpublic information from us as we conduct
the business of the credit union.
If after reading this notice you have questions, please contact us at (504) 528-3279
INFORMATION WE COLLECT ABOUT YOU
We collect nonpublic personal information about you from the following sources:
We may disclose all of the information we
collect, as described above, as permitted by law.
PARTIES WHO RECEIVE INFORMATION FROM US
We may disclose nonpublic personal information about you to the following types of third
Financial service providers, such as insurance
Non-financial companies, such as consumer
reporting agencies, data processors, check/share draft printers, plastic card processors
and government agencies
DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US
In order for us to conduct the business of the credit union, we may disclose all of the
information we collect, as described above, to nonaffiliated third parties for the
purposes of processing and servicing transactions that you request or authorize.
We may also disclose nonpublic personal information about you under circumstances as
permitted or required by law. These disclosures typically include information to process
transactions on your behalf, conduct the operations of our credit union, follow your
instructions as you authorize, or protect the security of our financial records.
To protect our members’ privacy, we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information we provide. We do not permit
these companies to sell the information we provide to other third parties.
DISCLOSURE OF INFORMATION ABOUT FORMER
If you terminate your membership with N.O. Port Commission Employees Credit Union, we will
not share information we have collected about you, except as may be permitted or required
HOW WE PROTECT YOUR INFORMATION
We restrict access to nonpublic personal information about you to those employees who need
to know that information to provide products or services to you. We maintain physical,
electronic, or procedural safeguards that comply with federal regulations to guard your
nonpublic personal information.
WHAT MEMBERS CAN DO TO HELP
N.O. Port Commission Employees Credit Union is committed to protecting the privacy of its
members. Members can help by following these simple guidelines:
Protect your account numbers, plastic card
numbers, personal identification numbers (PINs) or passwords. Never keep your PIN with
your card. The PIN can provide free access to your accounts if your card is lost or
Use caution when disclosing your account
numbers, social security numbers, etc., to other persons. If someone calls you explaining
the call is on behalf of the credit union and asks for your account number, you should
beware. Official credit union staff will have access to your information and will not need
to ask for it.
Keep your information with us current. If your
address or phone number changes, please let us know. It is important that we have current
information on how to reach you. If we detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to contact you immediately.
Let us know if you have questions. Please do not hesitate to call us – we are here to